Saturday, May 23, 2020

Reasons Why Students Violate School Rules and Regulations

BICOL UNIVERSITY BUCSSP Legazpi City A Research Paper Presented To BUCAL Faculty in Partial Fulfillment of the Requirements in Writing 10 the Discipline By: AB PHILO - I, MARCH 2012 Chapter I The Problem and its Background PROBLEM Reasons why students violate school rules and regulations INTRODUCTION The researcher was an alumnus from a private secondary school in Legazpi City, he has been observing student violators facing real problems in the school. This give way to decide in this type of study, the willingness and interest to know the reality in students behaviour on what reasons why students violates the rules and regulations inside the school. At present, the researcher of this simple research is a first year student in A.B.†¦show more content†¦Schools provide the guidelines as disciplinary measures for students and for teacher supervisions. No school is exempted from student violators, very school year the school experience the difficulty in schools discipline. Teachers and parents are collaborators in disciplining the violators. DEFINITION OF TERMS The researcher likes to focus on the following definition of terms so as to attain the research better and simple. 1. School, is an institution designed for teaching the students (or pupils) under the direction of teachers. (http://en.wikipedia.org/wiki/School)1 2. Student, is someone who attends an educational institution or someone who studies especially at a school. (http://www.thefreedictionary.com/student).2 3. Teacher, is the one who teaches in a school and a person especially hired by the school. (Learner’s Dictionary)3 4. Violations, is to break a law or regulations intentionally or unintentionally. (Webster New Dictionary) 4 5. Parent, is the caretaker of their offspring. (http://en.wikipedia.org/wiki/Parent)5 RELATED LITERATURE The act of doing something that is not allowed by a law or rule and the act of ignoring or inferring with a person’s rights. (Learner’s Dictionary)6 In like manner, it is been an old story, when teen agers left home for school, they thrill at theShow MoreRelatedThe Cell Phone Education Regulation Act872 Words   |  4 Pagescountry. The Cell Phone Education Regulation Act created by Congress has the authority to develop laws regarding cell phone use in primary schools. As legislative powers cannot be transferred or delegated, was Congress proper in authorizing the Cellular Educational Service the power to enforce certain regulations through criminal penalties to primary school students or was this a violation of improper delegation of powers? By targeting female students more than male students, was the Cellular EducationRead MoreThe Problem. Cyberbullying Is An Unforeseen Consequence1104 Words   |  5 Pagesregular bullying because it is something that can happen twenty-four hours a day, it has no limits. Another reason why this type harassment is an issue is that it can happen anonymously, which makes its origins hard to trace. Children can sometimes be affected negatively by these bullies. These affects are low self-esteem, the start point of drugs and alcohol use, truancy, not wanting to go to school in fear of being harassed more, poor academic progress, and may lead to some health issues, like depressionRead MoreFacial Hair Essay1342 Words   |  6 Pageshair in our school, for some reasoning outside the realm of even our principal, the issue is a heinous act punishable to the fullest extent. Facial hair is a form of self expression and self identification in a young man’s life. When we see half the male p opulation, and the ones we look up to have facial hair. It becomes a social construct in our lives that in essence affects how we see ourselves. It can create a self confidence in one who before had none. With this in mind our school has enforcedRead MorePilot Analysis On Classroom Interaction Data Collected From The Researcher s Ma Project964 Words   |  4 Pagesabout the act of coming late to class of two students, Nhu and Phuc. Opening the sequence of addressing the issue of coming to class late, a discourse marker ‘so’ is used by the teacher incorporating her attitude on the matter (ref). In line (3), it is noticed that Nhu, one of the two late students, has produced turn, which is incongruent with the question posted by the teacher. Instead of telling reasons for the question â€Å"why† from the teacher, student Nhu’s answer is more likely to be a reaffirmationRead MoreSocial Services : For Intake Assessment And Initial Independent Living Plan Essay 1094 Words   |  5 Pagesher 13 year old daughter Sanai McDuffie met with assigned Case Manager Ms. Gilgen for Intake Assessment and Initial Independent Living Plan (ILP). Client is 37 years African American female. Case Manager asked client how and why she became homeless. Client stated that the reason she became home was due eviction. Client stated that she was living with her husband in New Rochelle but due to domestic violence she decided to move to Alabama. Client stated that she was living in Alabama for about a yearRead MorePersuasive Essay On School Uniforms979 Words   |  4 Pagesshould be enforced in schools seems to never conclude. The issue of appropriate clothing in schools is controversial and provoking. Many argue that abolishing a student’s choice in their attire violates their freedom of expression. Students use what they wear to express themselves; their clothing gives them a sense of a unique style and identity. Others argue that permitting students to wear whatever clothing they like can create unnecessary distraction and competition in schools. Above all, both sidesRead MoreEssay on No Tax Dollars for Religious Education661 Words   |  3 Pagesyour money at work.   Do you want your money to go to fund private religious schools?   Tax dollars should not fund religious education because it is a violation of the separation of church and state clause of the first amendment to the constitution. Lately we have seen proposals for vouchers.   These vouchers are public money given to low income family so they may send their kids to private schools.   Most of the schools who use this program are religious.   In the Cleveland voucher program we seeRead MorePoem Bullying Change Analysis1327 Words   |  6 PagesGood behavior can be hidden behind the face of one God’s helper. Antonio is a fourth-grade student who wrote a poem, titled â€Å"Bully...Change,† about what he thought about himself. The poem, titled †Bully...Change,† is about Antonio looking at himself in a mirror and questioning why he has not friends. In addition, Antonio experiences with the mirror resulted in him defining himself as a bully. Antonio makes one heart felt request. Antonio requested that the reflection in the mirror change himRead MoreMandatory Immunization Of Children For School Entry1601 Words   |  7 PagesDuring a survey done by Alexander Capron for his medical journal, â€Å"Personal Beliefs Exemption from Mandatory Immunization of Children for School Entry†, in 1994, schools on average had 0.6% of kindergarten students claiming personal belief exemptions; by 2009, the number was 2.3%. By the 2013–2014 school year, schools, on average, had 3.15% of kindergarten students claiming personal belief exemptions. While these percentages may seem low, they are not evenly distributed: Some communities have much higherRead More Internet Censorship - Just Say No1369 Words   |  6 PagesInternet Censorship: Just Say No    In December of 1994, a young college student named Jake Baker posted one of his fiction pieces in an alt.sex newsgroup. Usually, his contributions to this widely-read site consisted of short stories about rape, torture, and murder of women. In this particular newsgroup post, he continued with his usual contributions; however, he took it a bit further by writing about one of his fellow classmates, using her name and identity in the piece. Faculty members at

Monday, May 18, 2020

Aftermath of World War 1 - Treaty of Versailles

The World Comes to Paris In the wake of the November 11, 1918 armistice which ended hostilities on the Western Front, Allied leaders gathered in Paris to begin negotiations over the peace treaties that would formally conclude the war. Convening in the Salle de lHorloge at the French Foreign Ministry on January 18, 1919, the talks initially included leaders and representatives from over thirty nations. To this crowd was added a host of journalists and lobbyists from a variety of causes. While this unwieldy mass took part in the early meetings, it was President Woodrow Wilson of the United States, Prime Minister David Lloyd George of Britain, Prime Minister Georges Clemenceau of France, and Prime Minister Vittorio Orlando of Italy who came to dominate the talks. As defeated nations, Germany, Austria, and Hungary were prohibited from attending, as was Bolshevik Russia which was in the midst of a civil war. Wilsons Goals Arriving in Paris, Wilson became the first president to travel to Europe while in office. The basis for Wilsons position at the conference was his Fourteen Points which had been instrumental in securing the armistice. Key among these was freedom of the seas, equality of trade, arms limitation, self-determination of peoples, and the formation of the League of Nations to mediate future disputes. Believing that he had an obligation to be a prominent figure at the conference, Wilson endeavored to create a more open and liberal world where democracy and liberty would be respected. French Concerns for the Conference While Wilson sought a softer peace for Germany, Clemenceau and the French wished to permanently weaken their neighbor economically and militarily. In addition to the return of Alsace-Lorraine, which had been taken by Germany following the Franco-Prussian War (1870-1871), Clemenceau argued in favor of heavy war reparations and the separation of the Rhineland to create buffer state between France and Germany. Furthermore, Clemenceau sought British and American assurances of aid should Germany ever attack France. The British Approach While Lloyd George supported the need for war reparations, his goals for the conference were more specific than his American and French allies. Concerned first and foremost for the preservation of the British Empire, Lloyd George sought to settle territorial issues, ensure the security of France, and remove the threat of the German High Seas Fleet. While he favored the formation of the League of Nations, he discouraged Wilsons call for self-determination as it could adversely affect Britains colonies. Italys Goals The weakest of the four major victorious powers, Italy sought to ensure that it received the territory that it had been promised by the Treaty of London in 1915. This largely consisted of the Trentino, Tyrol (including Istria and Trieste), and the Dalmatian coast excluding Fiume. Heavy Italian losses and a severe budget deficit as a result of the war led to a belief that these concessions had been earned. During the talks in Paris, Orlando was constantly hampered by his inability to speak English. The Negotiations For the early part of the conference, many of the key decisions were made by the Council of Ten which was comprised of the leaders and foreign ministers of the United States, Britain, France, Italy, and Japan. In March, it was decided that this body was too unwieldy to be effective. As a result, many of the foreign ministers and nations left conference, with talks continuing between Wilson, Lloyd George, Clemenceau, and Orlando. Key among the departures was Japan, whose emissaries were angered by a lack of respect and the conferences unwillingness to adopt a racial equality clause for the Covenant of the League of Nations. The group shrank further when the Italy was offered Trentino to the Brenner, the Dalmatian port of Zara, the island of Lagosta, and a few small German colonies in lieu of what was originally promised. Irate over this and the groups unwillingness to give Italy Fiume, Orlando departed Paris and returned home. As the talks progressed, Wilson was increasingly unable to garner acceptance of his Fourteen Points. In an effort to appease the American leader, Lloyd George and Clemenceau consented to the formation of the League of Nations. With several of the participants goals conflicting, the talks moved slowly and ultimately produced a treaty which failed to please any of the nations involved. On April 29, a German delegation, led by Foreign Minister Ulrich Graf von Brockdorff-Rantzau, was summoned to Versailles to receive the treaty. Upon learning of the content, the Germans protested that they had not been allowed to participate in the talks. Deeming the treatys terms a violation of honor, they withdrew from the proceedings. Terms of the Treaty of Versailles The conditions imposed upon Germany by the Treaty of Versailles were severe and wide-ranging. Germanys military was to be limited to 100,000 men, while the once formidable Kaiserliche Marine was reduced to no more than six battleships (not to exceed 10,000 tons), 6 cruisers, 6 destroyers, and 12 torpedo boats. In addition, production of military aircraft, tanks, armored cars, and poison gas was prohibited. Territorially, Alsace-Lorraine was returned to France, while numerous other changes reduced Germanys size. Key among these was the loss of West Prussia to the new nation of Poland while Danzig was made a free city to ensure Polish access to the sea. The province of Saarland was transferred to League of Nations control for a period of fifteen years. At the end of this period, a plebiscite was to determine whether it returned to Germany or was made part of France. Financially, Germany was issued a war reparations bill totaling  £6.6 billion (later reduced to  £4.49 billion in 1921). This number was determined by the Inter-Allied Reparations Commission. While Wilson took a more conciliatory view on this issue, Lloyd George had worked to increase the demanded amount. The reparations required by the treaty included not only money, but a variety of goods such as steel, coal, intellectual property, and agricultural produce. This mixed approach was an effort to prevent hyperinflation in postwar Germany which would decrease the value of the reparations. Several legal restrictions were also imposed, most notably Article 231 which laid sole responsibility for the war on Germany. A controversial part of the treaty, its inclusion had been opposed by Wilson and it became known as the War Guilt Clause. Part 1 of the treaty formed the Covenant of the League of Nations which was to govern the new international organization. German Reaction Signing In Germany, the treaty provoked universal outrage, particularly Article 231. Having concluded the armistice in expectation of a treaty embodying the Fourteen Points, Germans took to the streets in protest. Unwilling to sign it, the nations first democratically-elected chancellor, Philipp Scheidemann, resigned on June 20 forcing Gustav Bauer to form a new coalition government. Assessing his options, Bauer was soon informed that army was not capable of offering meaningful resistance. Lacking any other options, he dispatched Foreign Minister Hermann Mà ¼ller and Johannes Bell to Versailles. The treaty was signed in the Hall of Mirrors, where the German Empire had been proclaimed in 1871, on June 28. It was ratified by the National Assembly on July 9. Allied Reaction to the Treaty Upon release of the terms, many in France were displeased and believed that Germany had been treated too leniently. Among those who commented was Marshal Ferdinand Foch who predicted with eerie precision that This is not Peace. It is an Armistice for twenty years. As a result of their displeasure, Clemenceau was voted out of office in January 1920. While the treaty was better received in London, it ran into strong opposition in Washington. The Republican chairman of the Senate Foreign Relations Committee, Senator Henry Cabot Lodge, worked vigorously to block its ratification. Believing that Germany had been let off too easily, Lodge also opposed the United States participation in the League of Nations on constitutional grounds. As Wilson had intentionally excluded Republicans from his peace delegation and refused to consider Lodges changes to the treaty, the opposition found strong support in Congress. Despite Wilsons efforts and appeals to the public, the Senate voted against the tr eaty on November 19, 1919. The US formally made peace through the Knox-Porter Resolution which was passed in 1921. Though Wilsons League of Nations moved forward, it did so without American participation and never became an effective arbiter of world peace. The Map Changed While the Treaty of Versailles ended conflict with Germany, the Treaties of Saint-German and Trianon concluded the war with Austria and Hungary. With the collapse of the Austro-Hungarian Empire a wealth of new nations took shape in addition to the separation of Hungary and Austria. Key among these was Czechoslovakia and Yugoslavia. To the north, Poland emerged as an independent state as did Finland, Latvia, Estonia, and Lithuania. In the east, the Ottoman Empire made peace through the Treaties of Sà ¨vres and Lausanne. Long the sick man of Europe, the Ottoman Empire was reduced in size to Turkey, while France and Britain were given mandates over Syria, Mesopotamia, and Palestine. Having aided the aided in defeating the Ottomans, the Arabs were given their own state to the south. A Stab in the Back As the postwar Germany (Weimer Republic) moved forward, resentment over the end of the war and the Treaty of Versailles continued to fester. This coalesced in the stab-in-the back legend which stated that Germanys defeat was not the fault of the military but rather due to a lack of support at home from anti-war politicians and the sabotaging of the war effort by Jews, Socialists, and Bolsheviks. As such, these parties were seen to have stabbed the military in the back as it fought the Allies. The myth was given further credence by the fact that German forces had won the war on the Eastern Front and were still on French and Belgian soil when the armistice was signed. Resonating among conservatives, nationalists, and former-military, the concept became a powerful motivating force and was embraced by the emerging National Socialist Party (Nazis). This resentment, coupled with the economic collapse of Germany due to reparation-caused hyperinflation during the 1920s, facilitated the rise of the Nazis to power under Adolf Hitler. As such, the Treaty of Versailles may be seen as leading to many of the causes of World War II in Europe. As Foch had feared, the treaty simply served as a twenty-year armistice with World War II beginning in 1939.

Tuesday, May 12, 2020

No More Title IX and Sexual Assault on College Campuses

The faces flash by on the computer screen. The women on the screen are differents shapes, sizes, ages, and colors. However, there is one thing that all the women have in common: they have all been sexually assaulted on a college campus. More than one in five women were sexually assaulted on college campuses (Mott, Par. 1). It has been proven that programs in schools can help prevent these statistics from growing. However, more needs to be done to prevent sexual assault on educational facilities because the current programs are not fulfilling their purpose. Sexual assault is defined as â€Å"any type of sexual contact or behavior that occurs without the explicit consent of the recipient.† (â€Å"Sexual Assault†, 2nd heading). An average of 237,868†¦show more content†¦Firstly, how is law enforcement supposed to prosecute victims if the crimes are never reported? Secondly, the women who don’t report these crimes are only hurting themselves in the long run. There needs to be a campaign to ensure that these crimes are being reported, perhaps by offering a reward to the women who speak up. Another solution is to put more serious punishments for culprits into action. This is a tactic used commonly by law enforcement officers, using the philosophy that if the punishment is more valuable than the â€Å"reward†, people will hopefully be less likely to attempt sexual harassment crimes. It is also a lot more â€Å"fair† if the punishment is more severe. The victim will be affected for their whole life because of the harassment, it only makes sense that the punishment should also be life affecting. Frustratingly, these days, some people still treat sexual assault as an â€Å"okay† thing, making comments such as â€Å"she was asking for it† and that she was â€Å"equally responsible† for the situation. This is exactly the sort of mindset that is contributing to the startling statistics today. In order for this problem to be solved, the American public needs to understand the serious effects of sexual harassment. One of these serious effects is a heightened risk of suicidal thoughts and attempted suicide. About 33% of rape victims have suicidal thoughts. (â€Å"Rape†, line 19) About 13% of rape victims will attempt suicide. (â€Å"Rape†, line 20) Adding theseShow MoreRelatedRape Culture Essay1198 Words   |  5 PagesRape culture is prevalent on all college campuses, and many fail to realize this and what rape culture is. It is in the party scene, athletics, in dorm rooms, and everywhere else around campus. It is the acceptance of sexual jokes, saying â€Å"she was asking for it because of what she was wearing,† not taking sexual assault seriously, and so much more. Rape Culture is an environment in which rape is prevalent and in which sexual violence against women is normalized and excused in the media and popularRead MoreEssay On Title IX807 Words   |  4 Pagesoverturn Title IX rulings made by the Obama administration and advocating for better representation for those accused of sexual assault and misconduct. In 2011 the Department of Education released a â€Å"Dear Colleague† letter aimed at reminding educators of a fact established by the Supreme Court: under Title IX, schools much ensure survivors of sexual assault can stay in school and learn safely and notified colleges and university that the federal government was going to be aggressive on sexual misconductRead MoreInternational Students And Title Ix Essay1499 Words   |  6 PagesInternational Students and Title IX Current data and statistics involving sexual assaults on college campuses are very sad and depressing. According to Monique DiCarlo, who used data from the Department of Justice, 1 in 5 women are likely to be sexually assaulted during their time on campus (M. DiCarlo, personal presentation, October 17). However, many of these assaults go unreported to authorities or the universities. Some of the reasons victims do not report are because victims do not believe theRead MoreEssay On Title IX844 Words   |  4 PagesBetsy DeVos has brought back to our attention Title IX enforcement, wanting to take away the protection and equality that it currently gives to college students under the Obama administration’s interpretation of the law. Since 1972, Title IX has implemented equality for all students in federally funded schools which includes education and athletics. This majorly increased opportunities for women athletes such as before the law was passed, there were only â€Å"32,000 women participating in intercollegiateRead MoreTitle 11 Case Study1258 Words   |  6 PagesIn recent studies dealing with Title IX versus the Obama-era policies on handling sexual misconduct, arguments of preponderance of evidence and clear and convincing evidence are up for debate in terms of which protocol should be used. It is clear that due to the tenacity of college rape procedures, such as ways these cases should be handled, needs to be the court mandate of preponderance of evidence due to these situations occurring not only when a camera or second party isn’t around but createsRead MoreEssay On Guidance Changes858 Words   |  4 PagesDoes Title IX Need Changed? An argument has emerged in the United States regarding the title IX guidance changes of 2011. In 2011 the Obama administration changed some guidelines about sexual assault in title IX. 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However, if you are at a party, study groupRead MoreSexual Assault At Boston University2323 Words   |  10 PagesWhile there is no documented first case of sexual assault at Boston University, it is clear that it was becoming a national problem by the 1970’s. As early as 1957 Eugene Kanin produced a study prompted by male aggression on university campus’s. In the study Kanin analyzed cases of one hundred and sixty two girls that felt they had been sexually abused on campus. Scholarly literature presented sexual assault on college campus’s by 1957 (Kamentz). In the 1960’s the violent crime rate skyrocketed acrossRead MoreSexual Violence and Assults on Campus Essay793 Words   |  4 Pagescombat sexual violence, each year 4,000 college women report to school officials that theyve been sexually assaulted. What happens after they file those reports has stirred debate on campuses across the country, leaving parents and students fe arful that colleges may not be the ivory towers of security and integrity that appear on their recruitment pamphlets. Schools vary widely on how they fulfill federal requirements on how to report and respond to sexual victimization. Many colleges in OregonRead MoreBecoming The Chief Title Ix Commissioner1689 Words   |  7 PagesI am interested in becoming the Chief Title IX Commissioner for a variety of reasons. First and foremost, I believe strongly in educating college aged students on the dangers of being away from home and how to protect themselves. We as a university have made recent strides to bring more attention to a growing problem on every college campus, sexual assault. Creating the Title IX commission in the last year, we have collectively took steps to add prevention methods. I hope to continue this action

Wednesday, May 6, 2020

My Initial Interest Of Special Education - 1145 Words

My initial interest in special education seamlessly developed from a strong desire to serve my community, evolving through my work as a Behavior Interventionist. I recall my first session with a six-year-old boy diagnosed with classical autism. Developmentally, there was an impairment in social interaction, and profound lack of spoken language attempting communicate through gestures. As my first student, he definitely brought new challenges, but the momentum he was gaining through our services was completely fascinating. Our commitment to continually build upon new skills vitalized my purpose to serve this community through Applied Behavior Analysis (ABA) with unrelenting zeal. By the end of our first year together, my student was†¦show more content†¦I learned to not just lean on my own understanding, but rather accept support and be patient in affliction. Just as someone used their gifts to serve me during my hardships, I responded with fervor to do the same, leading me to serving others through ABA. At this point, I felt that it was more important to first gain fundamental experience by focusing on teaching methodologies in order to be successful in the MSED in Special Education. In the past year and a half, I have worked with numerous children on the autism spectrum, varying in symptoms and levels of impairment; however, the majority of methods I utilize are primarily for students with mild-moderate autism. A large percentage of my students participate in small group sessions, which emphasize the development of social-emotional behavioral growth, to introduce appropriate behavior in natural social situations. My youngest client, 3, up to my adult client, 25, participate in a weekly group session tailored to his/her age, needs, and developmental levels to effectively provide the tools to meet such unique needs. 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Stefan’s Diaries Origins Chapter 34 Free Essays

I watched in satisfaction as Damon lustily drank, his tentative sips becoming gulps as he held his face down to Alice’s neck. As Alice’s nearly lifeless body grew white, a healthy flush rose in Damon’s cheeks. As Damon drank the last drops of Alice’s blood, I took a few steps outside the shack. We will write a custom essay sample on Stefan’s Diaries: Origins Chapter 34 or any similar topic only for you Order Now I glanced around in wonder. Just last night, the area had seemed desolate, but now I realized that it teemed with life–the scent of animals in the forest, the flap of birds overhead, the sound of Damon’s and my heartbeats. This spot–this whole world–was full of possibility. My ring glimmered in the moonlight, and I brought it to my lips. Katherine had given me eternal life. Father always had told us to find our power, to find our place in the world. And I had, though Father hadn’t been able to accept it. I took a deep breath, and the coppery scent of blood filled my nostrils. I turned as Damon stepped out from the shack. He seemed taller and stronger than even a few moments ago. I noticed that he had a matching ring on his middle finger. â€Å"How do you feel?† I asked, waiting for him to see everything I saw. Damon turned away from me and walked toward the water. He knelt down and cupped the liquid to his mouth, washing away the remnants of blood on his lips. I crouched next to him at the edge of the pond. â€Å"Isn’t it amazing?† I asked. â€Å"It’s a whole new world, and it’s ours. Forever!† I said, giddy. Damon and I would never have to grow older. Never have to die. â€Å"Y ou’re right,† Damon said slowly, as if he were speaking in an unfamiliar language. â€Å"We’ll explore it together. Just think. We can go to Europe, explore the world, get away from Virginia and memories†¦.† I touched his shoulder. Damon turned to face me, his eyes wide. I stepped back, suddenly fearful. There was something different about him, a foreignness in his dark eyes. â€Å"Are you happy now, brother?† Damon snorted derisively. I took a step toward him. â€Å"Y ou’d rather be dead than have this whole world for the taking? Y ou should be thanking me!† Fury flashed in his eyes. â€Å"Thanking you? I never asked you to make my life a hell from which I can’t escape,† he said, spitting each word into the pond. Suddenly he pulled me into a hug with such strength that I gasped. â€Å"But hear this, brother,† he hissed in my ear. â€Å"Though we will be together for an eternity, I will make an eternity of misery for you.† With that, he released me from his grip and sprinted into the dark forest. As his form disappeared into the black shadows of the trees, a single crow rose from the woods. It let out a plaintive shriek, and then it was gone. Suddenly, in a world that mere moments ago had teemed with possibility, I was utterly alone. EPILOGUE October 1864 When I try to reconstruct that moment when I succumbed to my Power and destroyed my relationship with Damon, I imagine a split second of silence. In that second, Damon turned around, our eyes connected, and we made peace. But there was no silence, nor would there ever be again. Now I constantly hear the rustling of animals in the forest, the quickening of breath that occurs when any being knows danger is near, the pitter-patter-pause of a heart stopping. I also hear my thoughts, tumbling and colliding against each other like ocean waves. If only I hadn’t been weak when Katherine stared into my eyes. If only I hadn’t gone back to see Father. If only I hadn’t made Damon drink. But I did. The fallout of those choices is a mantle that only grows darker and more nuanced with age. And I must live with the consequences of my misdeeds for eternity. LUSTING AFTER MORE OF STEFAN’S DIARIES? TURN THE PAGE FOR A SNEAK PEEK OF BLOODLUST, COMING JANUARY 2011. 1 It was October. The leaves on the trees in the cemetery had turned a decayed brown, and a cold breeze had whistled in, replacing the stifling heat of Virginia summer. Not that I much felt it. As a vampire, the only temperature my body registered was that of the hot blood from my latest victim coiling through my veins. I stood beneath the limbs of a large oak, a light mist swirling around my ankles, my shirt and hands sticky with the fresh blood of the girl I carried in my arms. My brother, Damon, lay prone at the base of the tree, his black eyes staring blankly up at me. It had been days since I’d last forced him to feed. His body had taken on a chalky texture, blood vessels twisting darkly under his skin like cracks. Even now, as I dropped the nearly dead girl at his feet, I had to drape his right arm across her stomach to keep him from rolling over onto his back. Were it not for the blood that had purpled her dress, they would have looked like two lovers holding each other. â€Å"I hate you with everything I am,† he whispered into her ear, though I knew his words were meant for me. She stirred but didn’t open her eyes. â€Å"Y need your strength,† I said. â€Å"Drink.† He breathed in and his shoulders went limp. The metallic scent of her blood hung heavy in the air around us. â€Å"That isn’t strength,† he said, his eyes fluttering shut. â€Å"It’s weakness.† â€Å"Stefan †¦Ã¢â‚¬  This from the girl, Clementine Haverford, who reached a trembling hand out to me, her own sweet blood glistening like a silk glove around her fingers. Last summer, Clementine and I kissed in the shadows of the Wickery Bridge after one of the games Damon had dreamed up for us. She’d allowed my hand to graze the bodice of her blue muslin dress. I kneeled down and tucked a few loose strands of hair behind her ear. A voice somewhere in my mind told me that I should feel regret over taking her life, but I felt nothing. â€Å"You’re a monster,† Damon said, keeping his lips as far as possible from the blood that seeped from Clementine’s neck. â€Å"Forever is a long time to deny what you are,† I told him. From where we crouched in the hemlock grove, I could see my old neighbors milling around stone grave markers in the very center of the cemetery. My heightened vampire senses allowed me to pick through the crowd of townspeople. Honoria Fells sniffed into a lace handkerchief. Sheriff Forbes kept his hand on his holster. Jonathan Gilbert cleared his throat and flicked open a pocket watch. My head throbbed with every whisper, like the world was breathing secrets directly into my eardrums. Mayor Lockwood stood separate from the others, eulogizing our father, Giuseppe Salvatore –the man who had killed me and Damon, his only family, in cold blood. Father believed vampires to be utterly, unredeemably evil, and so he condemned us to death for trying to save Katherine Pierce, the vampire with whom we’d both fallen in love–the vampire who’d changed us to be like her. Lockwood’s voice sliced through the raindrops that had just begun to fall. â€Å"We come together today to say farewell to one of Mystic Falls’ greatest sons, Giuseppe Salvatore, a man for whom town and family always came before self.† They stood before a gaping hole in the earth. Father would be wearing the suit he wore to church on Sundays, the black one. With the wide lapels that came together just at the point where I’d accidentally cut him open when he came at me with a stake. I could just make out the winged figure above him, the angel statue that marked my mother’s final resting place. Two empty plots lay just beyond, where Damon and I should have been buried. â€Å"It shan’t be possible to picture this hero’s life,† Lockwood continued, â€Å"but in a portrait in which Giuseppe is flanked by his two fallen sons, heroes of the Battle of Willow Creek.† Damon let out a low, rattling scoff. â€Å"The portrait he paints,† he muttered, â€Å"should contain the muzzle flash of Father’s rifle.† He rubbed the place where Father’s bullet had ripped through his chest only a week earlier. Mayor Lockwood looked out over his congregation. â€Å"A menace has descended on Mystic Falls, and only a brave few have risen to the challenge of protecting all that we hold dear. Jonathan, Giuseppe, and I stood shoulder to shoulder against the threat. Now we must heed Giuseppe’s last words as a call to arms.† Lockwood’s voice dragged with it the scent of smoky, blackened wood from the destroyed church on the opposite side of the cemetery. He was talking, ostensibly, about the groups of Union and Confederate soldiers who had been nipping about our part of Virginia for months, but there was no mistaking that he really meant vampires. Vampires like the ones Damon and I had been shot trying to free, like the ones Damon and I had become. â€Å"I could do it,† I told Damon. â€Å"I could run out there and tear out all of their throats before they knew it.† â€Å"What’s stopping you, brother?† he hissed. I knew his encouragement came only from the possibility of me dying in the act. I held my breath and listened to Damon’s panting, to the droning lies rising from Father’s plot, and to some kind of clicking, like a watch or a fingernail tapping against a mausoleum wall. I wasn’t used to the rawness of my senses; the world gave me so much more as a vampire than it had as a human. â€Å"Come,† I said, putting an arm around him. â€Å"Let’s get one last look at Mystic Falls’ finest citizens.† He didn’t say anything but leaned into me, allowing me to hold him up as we moved from Clementine’s bleeding body toward the grave site. We were just at a mausoleum a hundred yards from Father’s grave when Lockwood introduced Gilbert to recite a prayer. Gilbert licked his lips. As he read some prayer or another out loud, I noticed the clicking once more. It picked up in speed as we neared the crowd. The clicking was now a steady, insistent rattle –and it seemed to be coming directly from Jonathan’s hand. Then, with my mother’s wings stretched wide behind him, Jonathan Gilbert consulted the clicking object in his palm. My blood ran cold. The compass. Jonathan had created a compass that, rather than pointing north, identified vampires. Suddenly, Jonathan looked up. His eyes locked on Damon and me instantly. â€Å"Demon!† He let out an unholy shriek and pointed in our direction. â€Å"I think he means us, brother,† Damon said with a short laugh. How to cite Stefan’s Diaries: Origins Chapter 34, Essay examples

Mean Spirit Essay Example For Students

Mean Spirit Essay Mean Spirit/ Linda Hogan/ 1990Our story takes place on an oil-rich Native American town, called Watona, on a reservation in Oklahoma. The course of the story extends from 1918 to the mid-twenties. There is a multitude of characters that accompany this story. One of the most important characters is Nola Blanket, a young teenager who is a full-blooded Osage Indian. She is a very delicate girl but still very strong. Her mother, Grace Blanket, is a very beautiful, well-liked young woman who is very outgoing and fun-loving. Belle Graycloud is a feisty, strong-willed Indian woman. She is well respected and is the commanding grandmother of her household. Her family is very close to the Blankets, who are distant cousins. Belles daughter, Lettie, is a close friend of Grace. Letties lover, Benoit, is an Osage man that is married to Graces crippled sister, Sara Blanket; but he is more like a brother and caretaker to her than he is a husband. Michael Horse is the fire keeper of the Osage tribe, but he also writes in his spare time. He is an old man who observes everything around him and writes it down in his journals. Stace Red Hawk is a Sioux Indian that works for the FBI. He became a federal agent in hopes of helping the Native Americans and protecting them from being taken advantage of. John Hale is a tall, lanky white rancher and oilman. He is trusted by the Indians, and seems to be a generous and helpful person. Watona was a small Indian town that prospered due to the rich rivers of oil flowing beneath it. As part of the Dawes Act, each Indian was allowed to choose an allotment of land not already claimed by white Americans. Although the 160 acres of land per Indian seemed generous, the land was barren and dry. The government did not know, however, that black oil seeped up out of the earth, and many Indians became very wealthy because of their worthless pieces of land. As a result of the Indians wealth, hundreds of white businessmen, fortune-hunters, traders, thieves, and swindlers swarmed to the reservation to make cash. When Grace Blanket is murdered by John Hale on a warm summer morning, it is made to look like a suicide and the local law enforcement passes it off as such. Nola and her friend Rena saw Nolas mother chased down and shot, but the Indians know that they must not bring it to the law or they will risk Nolas life. Belle takes in Nola as her own and sees that Nola is safe. Myster iously, men from the nearby Osage tribe appear to keep watch over Nola in her time of vulnerability. The story progresses as more murders occur and the situation gets more and more rotten. Sara Blanket is killed in an explosion and Benoit is framed as the culprit. Other local Osage people are found dead, inexplicably, and foul play is afoot. It is more than coincidence that many of these people had dealings with John Hale, who often benefited from their deaths. But nobody has any proof of the murders, so Mr. Hale gets away with his dirty deeds. Stace Red Hawk is sent down from Washington, D.C. by the FBI to investigate the murders. As he spends more time with the Indian people, he slowly loses the ways of the white world and becomes in touch with his real self. He meets Michael Horse, who is adding his own chapter to the Bible because he feels that it has left out crucial elements. Horse is a seer, and he often foresees events that nobody else knows about. Horse is also trying to uncover the mystery that is tearing the Osage community apart. .u35687624bfe2620f85825cb9b69250b9 , .u35687624bfe2620f85825cb9b69250b9 .postImageUrl , .u35687624bfe2620f85825cb9b69250b9 .centered-text-area { min-height: 80px; position: relative; } .u35687624bfe2620f85825cb9b69250b9 , .u35687624bfe2620f85825cb9b69250b9:hover , .u35687624bfe2620f85825cb9b69250b9:visited , .u35687624bfe2620f85825cb9b69250b9:active { border:0!important; } .u35687624bfe2620f85825cb9b69250b9 .clearfix:after { content: ""; display: table; clear: both; } .u35687624bfe2620f85825cb9b69250b9 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u35687624bfe2620f85825cb9b69250b9:active , .u35687624bfe2620f85825cb9b69250b9:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u35687624bfe2620f85825cb9b69250b9 .centered-text-area { width: 100%; position: relative ; } .u35687624bfe2620f85825cb9b69250b9 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u35687624bfe2620f85825cb9b69250b9 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u35687624bfe2620f85825cb9b69250b9 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u35687624bfe2620f85825cb9b69250b9:hover .ctaButton { background-color: #34495E!important; } .u35687624bfe2620f85825cb9b69250b9 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u35687624bfe2620f85825cb9b69250b9 .u35687624bfe2620f85825cb9b69250b9-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u35687624bfe2620f85825cb9b69250b9:after { content: ""; display: block; clear: both; } READ: Genocide in Rwanda EssayAfter years of searching, the combined efforts of Stace, Michael, Belle, and Lettie yield enough clues to put John Hale on trial. John is convicted and it seems that everyone is finally safe. One night, Belles husband Moses wakes up, and he knows right away that something is wrong with his twin sister. He finds that her husband was in on the conspiracy and that he has shot her. The family realizes that they are still in danger, and they escape the house just before it explodes. They leave town with nothing but their lives, and they are happy for that. I really enjoyed reading this story. It was a good insight on how the U.S. legal system was once so flawed that it allowed murderers and thieves to take advantage of the Indian nations. It angers me to know that to this day, many of the Native American people are still separated from what is rightfully theirs. We think that we are a civilized, compassionate nation, but it was less than a century ago that we allowed such savagery to take place. We didnt even recognize the Indians as people. What I found to be particularly inspiring was the portrayal of the Osage religion and beliefs. I was fascinated by the Indians ways of life and their philosophies. I think the author did an excellent job of showing how right the Indians were in their beliefs. There were some problems with the story; although they arent crucial to the plot, they did leave me feeling a bit cheated. The story switches around to a lot of characters, and there are a lot of subplots that open up. The book ends very abruptly, and that would not be so bad if it had tied up some of the loose ends first. It didnt though. I ended up following all of these characters through the story and then it got cut off, making it seem pointless to have focused on half of the people in the book. I ended up following them and then they didnt get any closure, so I feel like it took away from the experience. Its like watching the Superbowl, but never knowing who wins because the t.v. explodes during the last few minutes. I have seen a few minutes of the movie Thunderheart, which I think might be based off of this book. I am actually interested in seeing it now because I know that both stories include an Indian FBI agent who is sent to investigate murders on a reservation. It will be interesting to see just how closely the two match up. Book Reports

Sunday, May 3, 2020

Risk Management in Insurance Industry Fraud †Free Samples

Question: Discuss about the Risk Management in Insurance Industry Fraud. Answer: Introduction Brief Statement of the problem Insurance fraud can be regarded as one of the most severe complications that threaten the viability of different insurance corporations. However, the insurance frauds also drive the entire costs of insurers as well as premiums of diverse policyholders. However, it covers an extensive range of illicit practices as well as illegal actions. Based on reports, it can be hereby stated that in and around 80 to 85% of the insurance premiums that are paid in Australia every year are essentially returned in specific claims funded to diverse policyholders. At present, it can be observed that this specific amounts now amounts to around AUD14 billion dollars per annum (Young, 2013). However, out of the total amount, roughly 10% or else AUD $1.4 billion, are gained by all the policyholders who, as said by the Insurance Council of Australia, present fabricated or else inflated claims (Wallach, 2013). Again, insurance corporations can observe the risk of different employees misusing diverse confidential information as well as colluding with fraudsters is increasing. However, the rigorousness of fraud can range from a slight overstatement to deliberately creating loss of diverse covered assets. Research Aim and objectives The aim of the current study is To assess different categories of life insurance frauds To critically analyse the risks related to the frauds in the insurance industry and to frame an ultimate risk management strategy to restrain or minimalize the frauds related to life insurance To critically explore the fraud risk management as well as the internal control system in the insurance industry for framing the fraud prevention mechanism Brief Methodology: Comprehensive Literature Review The initial stage in the process of development of clear understanding of the present topic is to carry out an all-inclusive review of the available literature on diverse important research theme. However, this assessment therefore includes published academic papers available from online databases, assessment along with analysis of pertinent business articles, research papers and reports from Australian as well as International Insurance Councils. Risk of Insurance Fraud in Australia According to the reports of Insurance Council of Australia (ICA), it can be said that frauds adds around an additional cost of AUD70 to the overall cost of all the general insurance schemes issued in the nation Australia, with the mean family contribution exceeds more than AUD 400 per annum towards fraudulent actions (Hymes Wells, 2014). Quantitative as well as Qualitative data The current study uses descriptive data for describing basic factors of the data in this specific study obtained from insurance agencies for example, number of insurance claims made, total number of suspicious claims registered, total number of confirmed fraud of customers, specific data on annual transformations in fraud premiums, customer gratification along with customer complaints. In addition to this, qualitative information can also be collected from insurance agencies concerning prevention of fraud as well as revealing strategies (Young, 2013). For the purpose of the present study, the learner intends to utilize quantitative data for acquiring relevant information regarding quantities that is essentially the information that can be properly measured as well as written down with numbers. For example, numeric records from different insurance agencies on fraudulent activities, number of registered cases and many others (Hymes Wells, 2014). For the purpose of the present study, the learner intends to utilize both the primary as well as secondary sources of data. The learner intends to conduct field survey as well as interviews for acquiring the primary data. On the other hand, the learner intends to acquire secondary data from published records made available by different insurance agencies, official websites, magazines and reports and many others. Survey Research- Self Administered questionnaire Subsequent to the extensive review of the literature, the learner proposes to undertake survey of the customers targeting from among the Australian public highlighting towards insurance industry to improve understanding of the present issue (Young, 2013). Experiment A specific experiment can be carried out for comparison of the responses provided by the particular control as well as intervention group in order to determine statistical significance between the responses of the people to different questions. However, this category of experiment takes place in a contrived environment, provided the nature of the given research topic under consideration to deliver a reliable and at the same time controlled experiment (Wallach, 2013). The learner also intends to ascertain the number of samples to be used for this study along with the approach of sampling to be considered to ensure representative of the entire population. For the purpose of the present study, the learner intends to gather the requisite sample by using non-probabilistic sampling method where the individuals do not have equal chances of getting selected. In this case, the samples are selected founded on the subjective judgement of the learner rather than random selection. References Hymes, L., Wells, J. (2014). Insurance Fraud Casebook. Somerset: Wiley. Wallach, L. (2013). Protecting clients from fraud, incompetence and scams. Hoboken, N.J.: Wiley. Young, M. (2013). Financial Fraud Prevention and Detection. Hoboken: Wiley.